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The sad reality is that many ordinary Americans find themselves with too much debt, and not enough income. Some people fall into this situation honestly, and some not-so-honestly. We believe bankruptcy to be the court of last resort. If you feel trapped against a financial wall, we can help you. Many of our clients can feel the stress melt off of them as we discuss a solution to their economic problems. We are able to find non-bankruptcy solutions for many people, as well.
In a nutshell, bankruptcy is designed to exchange every debt you have for every asset you have. However, the court does not want to have a garage sale for you! The law provides numerous exemptions for debtors. You are allowed to keep a certain amount of money in the bank, certain types of retirement, a reasonable amount of clothing and household goods, a certain amount of equity in a car and house, etc. You should not expect to wear a barrel after bankruptcy. Even in the Columbus area there are nearly 16,000 cases every year (a case can be for a business, a person, or a couple). That means you probably know someone who filed bankruptcy in the past year, although they may have kept that information hidden from you.
The Gerth Law Office is committed in providing our clients the kind of legal representation that they deserve.
We are committed to our clients and we take pride in helping our clients in what ever legal situation they find themselves in. We treat our clients the way we ourselves would want to be treated.
The information at The Gerth Law Office, LLC web site is intended for general informational purposes only and not as specific legal advice. Use of this site is not intended to and does not in any way establish an attorney-client relationship. Visitors to this site should seek professional legal counsel regarding their specific matters. Attorney Philip Gerth would be pleased to speak with interested parties, but he can only represent clients where he is licensed to practice, and where no other bar to representation exists. If the information provided by this website does not comply with the legal or ethical requirements of a particular user’s state or country, we may be unable to represent you.
Although we are a general practice law firm, we may be considered a debt relief agency because we help people file for bankruptcy relief under the Bankruptcy Code.
Thank you for visiting our website. Please contact us with any questions or comments.
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